/* Foremost landing page. Shared navigation source stays generated. */
body.fm-page {
  --fm-navy: #0a1f3c;
  --fm-navy-secondary: #153653;
  --fm-teal: #1a657a;
  --fm-teal-hover: #124d5e;
  --fm-pale-teal: #eaf3f5;
  --fm-cream: #faf7f0;
  --fm-gold: #c9a22c;
  --fm-text: #334155;
  --fm-muted: #64748b;
  --fm-border: #e2e8f0;
  margin: 0;
  padding-top: 80px;
  background: #ffffff;
  color: var(--fm-text);
  font: 400 17px/1.6 'Outfit', Arial, sans-serif;
}

.fm-page *,
.fm-page *::before,
.fm-page *::after {
  box-sizing: border-box;
}

.fm-page h1,
.fm-page h2,
.fm-page h3,
.fm-page p,
.fm-page figure {
  margin: 0;
}

.fm-page h1,
.fm-page h2,
.fm-page h3 {
  color: var(--fm-navy);
  font-family: 'Bricolage Grotesque', Arial, sans-serif;
  line-height: 1.2;
  letter-spacing: -0.02em;
}

.fm-page h2 {
  font-size: 36px;
  font-weight: 700;
}

.fm-page h3 {
  font-size: 22px;
  font-weight: 700;
}

.fm-page img {
  display: block;
  max-width: 100%;
  height: auto;
}

.fm-page a {
  color: inherit;
}

.fm-page a:focus-visible,
.fm-page button:focus-visible,
.fm-page summary:focus-visible {
  outline: 3px solid var(--fm-teal);
  outline-offset: 4px;
}

.fm-hero a:focus-visible,
.fm-customer a:focus-visible,
.fm-closing a:focus-visible {
  outline-color: #f6eed8;
}

.fm-page [hidden] {
  display: none !important;
}

.fm-page [id] {
  scroll-margin-top: 104px;
}

.fm-container {
  width: 100%;
  max-width: 1280px;
  padding: 0 40px;
  margin: 0 auto;
}

.fm-section {
  padding: 72px 0;
}

.fm-section-heading {
  text-align: center;
  margin-bottom: 32px;
}

.fm-section-heading p {
  margin-top: 12px;
  color: var(--fm-muted);
}

.fm-icon {
  width: 24px;
  height: 24px;
  flex: none;
  display: block;
}

.fm-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  min-height: 54px;
  padding: 13px 24px;
  background: var(--fm-teal);
  color: #ffffff !important;
  border: 1px solid var(--fm-teal);
  border-radius: 12px;
  text-decoration: none;
  font-family: 'Outfit', Arial, sans-serif;
  font-size: 16px;
  font-weight: 600;
  line-height: 1.35;
  text-align: center;
  transition: background-color 0.2s ease, border-color 0.2s ease;
}

.fm-button:hover {
  background: var(--fm-teal-hover);
  border-color: var(--fm-teal-hover);
}

.fm-button .fm-icon {
  width: 20px;
  height: 20px;
}

.fm-button-call {
  background: rgba(10, 31, 60, 0.32);
  border-color: #ffffff;
}

.fm-button-call:hover {
  background: var(--fm-navy-secondary);
  border-color: #ffffff;
}

.fm-actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}

.fm-text-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  min-height: 44px;
  font-family: 'Outfit', Arial, sans-serif;
  font-size: 16px;
  font-weight: 600;
  text-decoration: none;
  color: var(--fm-teal) !important;
}

.fm-text-link:hover {
  color: var(--fm-teal-hover) !important;
  text-decoration: underline;
}

.fm-text-link .fm-icon {
  width: 18px;
  height: 18px;
}

.fm-skip-link {
  position: fixed;
  top: -100px;
  left: 20px;
  padding: 12px 20px;
  z-index: 100;
  background: #ffffff;
  color: var(--fm-navy);
  border-radius: 8px;
  font-weight: 600;
}

.fm-skip-link:focus {
  top: 12px;
}

/* Header */
.fm-page .bli-uh .bli-uh-inner {
  height: 80px;
  max-width: 1280px;
  padding: 0 40px;
}

.fm-page .bli-uh .bli-uh-brand img {
  width: 200px;
}

.fm-page .bli-uh .bli-uh-phone,
.fm-page .bli-uh .bli-uh-menu {
  min-height: 44px;
  font-family: 'Outfit', Arial, sans-serif;
}

.fm-page .bli-uh .bli-uh-phone {
  margin-right: 196px;
  padding: 8px 10px;
}

.fm-page .bli-uh .bli-uh-phone svg {
  color: var(--fm-gold);
}

.fm-page .bli-uh .bli-uh-menu {
  min-width: 44px;
  justify-content: center;
  padding: 10px;
}

.fm-page .bli-uh .bli-uh-menu span {
  display: none;
}

.fm-header-extra {
  position: fixed;
  top: 0;
  left: 50%;
  transform: translateX(-50%);
  z-index: 51;
  width: 100%;
  max-width: 1280px;
  height: 80px;
  padding: 0 100px 0 270px;
  pointer-events: none;
  display: flex;
  align-items: center;
  gap: 24px;
}

.fm-header-extra > * {
  pointer-events: auto;
}

.fm-header-extra nav {
  display: flex;
  gap: 28px;
  align-items: center;
  margin-right: auto;
}

.fm-header-extra nav a {
  display: flex;
  align-items: center;
  min-height: 44px;
  color: var(--fm-navy);
  font-family: 'Outfit', Arial, sans-serif;
  font-weight: 600;
  font-size: 16px;
  text-decoration: none;
}

.fm-header-extra nav a:hover {
  color: var(--fm-teal);
  text-decoration: underline;
}

.fm-header-quote {
  margin-left: auto;
  min-height: 44px;
  padding: 10px 18px;
  white-space: nowrap;
}

/* Hero */
.fm-hero {
  position: relative;
  background: var(--fm-navy);
  color: #ffffff;
}

.fm-hero-picture {
  position: absolute;
  inset: 0;
}

.fm-hero-picture img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: right center;
}

.fm-hero::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg, rgba(10, 31, 60, 0.88) 0%, rgba(10, 31, 60, 0.72) 42%, rgba(10, 31, 60, 0.16) 72%, transparent 100%);
  pointer-events: none;
}

.fm-hero-inner {
  position: relative;
  z-index: 1;
  display: flex;
  align-items: center;
  min-height: 640px;
}

.fm-hero-copy {
  max-width: 740px;
  padding: 48px 0 72px;
}

.fm-carrier-logo {
  width: 196px;
  height: auto;
  margin-bottom: 24px;
}

.fm-hero h1 {
  font-size: 54px;
  font-weight: 800;
  line-height: 1.1;
  letter-spacing: -0.025em;
  color: #ffffff;
}

.fm-hero h1 > span {
  display: block;
}

.fm-hero-break {
  display: inline;
}

.fm-hero h1 > span + span {
  color: #f6eed8;
}

.fm-hero-description {
  max-width: 580px;
  font-size: 18px;
  line-height: 1.6;
  margin-top: 22px !important;
  color: #f8fafc;
}

.fm-mobile-description {
  display: none;
}

.fm-hero .fm-actions {
  margin-top: 28px;
}

.fm-hero-note {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-wrap: wrap;
  margin-top: 22px !important;
  font-size: 14px;
  font-weight: 500;
  color: #e2e8f0;
}

.fm-hero-note span {
  color: var(--fm-gold);
}

/* Coverage Navigation Strip */
.fm-strip-wrap {
  position: relative;
  z-index: 2;
  max-width: 1040px;
  margin-top: -28px;
}

.fm-strip {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  padding: 16px 0;
  border: 1px solid var(--fm-border);
  border-radius: 16px;
  background: #ffffff;
  box-shadow: 0 8px 24px rgba(10, 31, 60, 0.06);
}

.fm-strip a {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 14px;
  min-height: 58px;
  padding: 0 24px;
  color: var(--fm-navy);
  text-decoration: none;
  font-family: 'Bricolage Grotesque', Arial, sans-serif;
  font-size: 18px;
  font-weight: 700;
  border-right: 1px solid var(--fm-border);
  transition: color 0.2s ease;
}

.fm-strip a:last-child {
  border-right: 0;
}

.fm-strip a:hover {
  color: var(--fm-teal);
}

.fm-strip a .fm-icon {
  width: 34px;
  height: 34px;
  color: var(--fm-teal);
}

/* Three Coverage Cards */
.fm-coverage {
  background: var(--fm-cream);
  margin-top: -62px;
  padding-top: 126px;
}

.fm-three-columns {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 24px;
}

.fm-coverage-card {
  display: flex;
  flex-direction: column;
  overflow: hidden;
  background: #ffffff;
  border: 1px solid var(--fm-border);
  border-radius: 16px;
  box-shadow: 0 8px 24px rgba(10, 31, 60, 0.04);
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.fm-coverage-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 8px 24px rgba(10, 31, 60, 0.08);
}

.fm-coverage-card > img {
  width: 100%;
  aspect-ratio: 3 / 2;
  object-fit: cover;
}

.fm-card-copy {
  display: flex;
  flex-direction: column;
  flex: 1;
  padding: 24px;
}

.fm-card-copy h3 {
  font-size: 22px;
  line-height: 1.25;
}

.fm-card-copy p {
  margin-top: 10px;
  color: var(--fm-muted);
  font-size: 17px;
}

.fm-card-copy .fm-text-link {
  margin-top: auto;
  padding-top: 14px;
}

/* Local Guidance Section */
.fm-help {
  background: #ffffff;
}

.fm-help-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  grid-template-areas:
    'photo intro'
    'photo benefits';
  gap: 28px 44px;
  align-items: start;
}

.fm-help-intro {
  grid-area: intro;
}

.fm-help-intro h2 span {
  display: block;
}

.fm-help-intro h2 span + span {
  color: var(--fm-gold);
}

.fm-help-photo {
  position: relative;
  grid-area: photo;
  align-self: stretch;
  overflow: hidden;
  border-radius: 16px;
  min-height: 410px;
}

.fm-help-photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
}

.fm-help-photo figcaption {
  position: absolute;
  bottom: 12px;
  left: 12px;
  padding: 4px 10px;
  border-radius: 6px;
  background: rgba(255, 255, 255, 0.94);
  color: var(--fm-text);
  font-size: 13px;
  font-weight: 500;
}

.fm-benefits {
  grid-area: benefits;
  display: grid;
  gap: 22px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.fm-benefits li {
  display: flex;
  align-items: flex-start;
  gap: 18px;
}

.fm-icon-circle {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 56px;
  height: 56px;
  flex: none;
  border-radius: 50%;
  background: var(--fm-pale-teal);
  color: var(--fm-teal);
}

.fm-icon-circle .fm-icon {
  width: 28px;
  height: 28px;
}

.fm-benefits h3 {
  font-size: 21px;
  line-height: 1.25;
}

.fm-benefits p {
  margin-top: 6px;
  color: var(--fm-muted);
  font-size: 16px;
}

/* Quote Preparation Panel */
.fm-prep-wrap {
  padding-bottom: 72px;
}

.fm-prep {
  padding: 36px 32px;
  border: 1px solid var(--fm-border);
  border-radius: 16px;
  background: var(--fm-cream);
  box-shadow: 0 8px 24px rgba(10, 31, 60, 0.04);
}

.fm-prep-header h2 {
  font-size: 32px;
}

.fm-prep-header p {
  margin-top: 8px;
  color: var(--fm-muted);
  font-size: 17px;
}

.fm-prep-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 24px;
  margin-top: 28px;
}

.fm-prep-item {
  display: flex;
  align-items: flex-start;
  gap: 16px;
}

.fm-prep-item + .fm-prep-item {
  border-left: 1px solid var(--fm-border);
  padding-left: 24px;
}

.fm-prep-item .fm-icon-circle {
  width: 48px;
  height: 48px;
  background: #ffffff;
  border: 1px solid var(--fm-border);
  color: var(--fm-teal);
}

.fm-prep-item h3 {
  font-size: 20px;
}

.fm-prep-item p {
  margin-top: 6px;
  color: var(--fm-muted);
  font-size: 16px;
}

/* Existing-Customer Resources */
.fm-customer {
  background: var(--fm-navy);
  color: #ffffff;
}

.fm-customer h2 {
  color: #ffffff;
}

.fm-customer .fm-section-heading p {
  color: #dbe8f3;
}

.fm-service-card {
  display: flex;
  align-items: flex-start;
  gap: 18px;
  padding: 24px;
  background: #ffffff;
  border: 1px solid var(--fm-border);
  border-radius: 16px;
  color: var(--fm-text);
  box-shadow: 0 8px 24px rgba(10, 31, 60, 0.06);
}

.fm-service-card .fm-icon-circle {
  width: 48px;
  height: 48px;
  background: var(--fm-pale-teal);
  color: var(--fm-teal);
}

.fm-service-card .fm-icon-circle .fm-icon {
  width: 24px;
  height: 24px;
}

.fm-service-card h3 {
  font-size: 21px;
}

.fm-service-card p {
  font-size: 16px;
  color: var(--fm-muted);
  margin: 8px 0 10px;
}

.fm-customer-help {
  text-align: center;
  margin-top: 28px !important;
  font-size: 16px;
  color: #e2e8f0;
}

.fm-customer-help a {
  font-weight: 700;
  color: #ffffff;
  text-underline-offset: 4px;
  display: inline-flex;
  align-items: center;
  min-height: 44px;
}

/* FAQs */
.fm-faq {
  background: var(--fm-cream);
}

.fm-faq-grid {
  display: grid;
  grid-template-columns: 0.85fr 1.15fr;
  gap: 40px;
  align-items: start;
}

.fm-faq-list {
  display: grid;
  gap: 12px;
}

.fm-faq-item {
  border: 1px solid var(--fm-border);
  border-radius: 12px;
  background: #ffffff;
  overflow: clip;
}

.fm-faq-item button {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  width: 100%;
  min-height: 62px;
  padding: 18px 20px;
  border: 0;
  background: transparent;
  text-align: left;
  color: var(--fm-navy);
  font: 600 17px/1.45 'Outfit', Arial, sans-serif;
  cursor: pointer;
}

.fm-faq-item button:focus-visible {
  outline-offset: -4px;
}

.fm-faq-item button .fm-icon {
  width: 20px;
  height: 20px;
  color: var(--fm-teal);
  transition: transform 0.2s ease;
}

.fm-faq-item button[aria-expanded='true'] .fm-icon path:last-child {
  display: none;
}

.fm-faq-answer {
  padding: 0 20px 20px;
  font-size: 16px;
  color: var(--fm-text);
}

/* Closing Lake Banner */
.fm-closing-wrap {
  background: #ffffff;
  padding-top: 40px;
  padding-bottom: 48px;
}

.fm-closing {
  position: relative;
  overflow: hidden;
  padding: 44px 48px;
  border-radius: 16px;
  background: var(--fm-navy) url('https://img.billlayneinsurance.com/i/2026/10/pontoon-dock-on-a-carolina-lake-6-svscvf.webp') center right / cover no-repeat;
  color: #ffffff;
  box-shadow: 0 8px 24px rgba(10, 31, 60, 0.08);
}

.fm-closing::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg, rgba(10, 31, 60, 0.92) 0%, rgba(10, 31, 60, 0.78) 46%, rgba(10, 31, 60, 0.18) 80%, transparent 100%);
  pointer-events: none;
}

.fm-closing-copy {
  position: relative;
  z-index: 1;
  max-width: 620px;
}

.fm-closing h2 {
  color: #ffffff;
  font-size: 34px;
  line-height: 1.15;
}

.fm-closing p {
  margin-top: 14px;
  font-size: 17px;
  color: #f1f5f9;
}

.fm-closing .fm-actions {
  margin-top: 24px;
}

/* Footer */
.fm-footer {
  background: #ffffff;
  padding: 0 0 32px;
}

.fm-footer-main {
  display: grid;
  grid-template-columns: 240px 1fr 200px;
  gap: 36px;
  align-items: center;
  padding: 28px 0;
  border-top: 1px solid var(--fm-border);
}

.fm-footer-brand img {
  width: 210px;
}

.fm-footer-agency {
  font-family: 'Bricolage Grotesque', Arial, sans-serif;
  font-size: 18px;
  font-weight: 700;
  color: var(--fm-navy);
}

.fm-footer address {
  font-style: normal;
  color: var(--fm-text);
  margin-top: 4px;
}

.fm-footer-contact {
  display: flex;
  flex-wrap: wrap;
  gap: 6px 20px;
  margin-top: 6px;
}

.fm-footer-contact a {
  display: inline-flex;
  align-items: center;
  min-height: 36px;
  font-size: 16px;
  color: var(--fm-teal);
  text-underline-offset: 4px;
}

.fm-footer-carrier {
  width: 196px;
  margin-left: auto;
}

.fm-footer-links {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 12px 28px;
  padding: 16px 0;
  border-top: 1px solid var(--fm-border);
}

.fm-footer-links a {
  display: flex;
  align-items: center;
  min-height: 44px;
  color: var(--fm-teal);
  font-size: 14px;
  font-weight: 500;
  text-underline-offset: 4px;
}

.fm-disclaimer {
  font-size: 13px;
  color: var(--fm-muted);
  text-align: center;
  margin: 8px 0 !important;
}

.fm-footer-directory {
  margin-top: 20px;
  border-top: 1px solid var(--fm-border);
  padding-top: 12px;
}

.fm-footer-directory summary {
  cursor: pointer;
  min-height: 44px;
  display: flex;
  align-items: center;
  font-size: 16px;
  font-weight: 600;
  color: var(--fm-navy);
}

.fm-page .bli-um-entry {
  display: none !important;
}

/* Tablet */
@media (min-width: 768px) and (max-width: 1199px) {
  .fm-header-extra {
    display: none;
  }
  .fm-page .bli-uh .bli-uh-phone {
    margin-right: 0;
  }
  .fm-hero h1 {
    font-size: 48px;
  }
  .fm-hero-copy {
    max-width: 580px;
  }
  .fm-strip a {
    gap: 10px;
    padding: 0 16px;
    font-size: 16px;
  }
  .fm-three-columns {
    gap: 18px;
  }
  .fm-card-copy {
    padding: 20px;
  }
  .fm-help-grid {
    gap: 24px;
  }
  .fm-prep-grid {
    gap: 18px;
  }
  .fm-prep-item {
    flex-direction: column;
    gap: 12px;
  }
  .fm-prep-item + .fm-prep-item {
    padding-left: 18px;
  }
  .fm-service-card {
    flex-direction: column;
    padding: 20px;
  }
  .fm-footer-main {
    grid-template-columns: 180px 1fr;
    gap: 24px;
  }
  .fm-footer-carrier {
    grid-column: 1 / -1;
    margin: 0;
  }
}

/* Mobile (< 768px) */
@media (max-width: 767px) {
  body.fm-page {
    padding-top: 64px;
    font-size: 16px;
  }
  .fm-container {
    padding: 0 20px;
  }
  .fm-section {
    padding: 44px 0;
  }
  .fm-page h2 {
    font-size: 28px;
  }
  .fm-page h3 {
    font-size: 21px;
  }
  .fm-section-heading {
    margin-bottom: 24px;
  }
  .fm-page .bli-uh .bli-uh-inner {
    height: 64px;
    padding: 0 20px;
    gap: 8px;
  }
  .fm-page .bli-uh .bli-uh-brand img {
    width: 160px;
  }
  .fm-page .bli-uh .bli-uh-phone {
    margin: 0;
    min-width: 44px;
    justify-content: center;
    padding: 10px;
  }
  .fm-header-extra {
    display: none;
  }
  .fm-hero {
    display: flex;
    flex-direction: column;
    overflow: hidden;
  }
  .fm-hero::after {
    display: none;
  }
  .fm-hero-inner {
    order: 0;
    min-height: 0;
  }
  .fm-hero-copy {
    padding: 26px 0 20px;
    max-width: none;
    width: 100%;
  }
  .fm-carrier-logo {
    width: 152px;
    margin-bottom: 20px;
  }
  .fm-hero h1 {
    font-size: 36px;
    line-height: 1.12;
  }
  .fm-hero-break {
    display: block;
  }
  .fm-desktop-description {
    display: none;
  }
  .fm-mobile-description {
    display: block;
    font-size: 16px;
    margin-top: 16px !important;
  }
  .fm-actions {
    flex-direction: column;
    gap: 12px;
  }
  .fm-hero .fm-actions {
    margin-top: 22px;
  }
  .fm-actions .fm-button {
    width: 100%;
    min-height: 52px;
    padding: 12px 16px;
  }
  .fm-hero-note {
    display: none;
  }
  .fm-hero-picture {
    position: relative;
    inset: auto;
    order: 1;
    margin-top: -80vw;
    pointer-events: none;
  }
  .fm-hero-picture::before {
    content: '';
    position: absolute;
    inset: 0 0 auto;
    height: 40vw;
    background: linear-gradient(var(--fm-navy), transparent);
    pointer-events: none;
  }
  .fm-hero-picture img {
    width: 100%;
    height: auto;
    aspect-ratio: 941 / 1672;
    object-fit: cover;
    object-position: center bottom;
  }
  .fm-strip-wrap {
    margin-top: -26px;
  }
  .fm-strip {
    padding: 12px 0;
    border-radius: 16px;
  }
  .fm-strip a {
    flex-direction: column;
    justify-content: center;
    gap: 6px;
    min-height: 72px;
    padding: 0 8px;
    font-size: 15px;
    text-align: center;
  }
  .fm-strip a .fm-icon {
    width: 28px;
    height: 28px;
  }
  .fm-strip-suffix {
    display: none;
  }
  .fm-coverage {
    margin-top: -78px;
    padding-top: 120px;
  }
  .fm-three-columns {
    grid-template-columns: 1fr;
    gap: 18px;
  }
  .fm-card-copy {
    padding: 22px;
  }
  .fm-card-copy p {
    font-size: 16px;
  }
  .fm-help-grid {
    grid-template-columns: 1fr;
    grid-template-areas:
      'intro'
      'photo'
      'benefits';
    gap: 24px;
  }
  .fm-help-photo {
    min-height: 0;
    aspect-ratio: 4 / 3;
  }
  .fm-benefits {
    gap: 20px;
  }
  .fm-icon-circle {
    width: 50px;
    height: 50px;
  }
  .fm-prep-wrap {
    padding-bottom: 44px;
  }
  .fm-prep {
    padding: 24px 20px;
  }
  .fm-prep-header h2 {
    font-size: 26px;
  }
  .fm-prep-grid {
    grid-template-columns: 1fr;
    gap: 20px;
    margin-top: 22px;
  }
  .fm-prep-item + .fm-prep-item {
    border-left: 0;
    border-top: 1px solid var(--fm-border);
    padding: 20px 0 0;
  }
  .fm-service-card {
    padding: 20px;
    gap: 16px;
  }
  .fm-customer-help {
    text-align: left;
  }
  .fm-faq-grid {
    grid-template-columns: 1fr;
    gap: 20px;
  }
  .fm-faq-item button {
    padding: 16px 18px;
    font-size: 16px;
  }
  .fm-faq-answer {
    padding: 0 18px 18px;
  }
  .fm-closing-wrap {
    padding-top: 24px;
    padding-bottom: 32px;
  }
  .fm-closing {
    padding: 28px;
    background-position: center right;
  }
  .fm-closing::before {
    background: linear-gradient(180deg, rgba(10, 31, 60, 0.9) 0%, rgba(10, 31, 60, 0.78) 65%, rgba(10, 31, 60, 0.55) 100%);
  }
  .fm-closing h2 {
    font-size: 28px;
  }
  .fm-closing p {
    font-size: 16px;
  }
  .fm-footer-main {
    grid-template-columns: 1fr;
    gap: 20px;
    padding: 24px 0;
  }
  .fm-footer-brand img {
    width: 190px;
  }
  .fm-footer-contact a {
    min-height: 44px;
  }
  .fm-footer-carrier {
    width: 168px;
    margin-left: 0;
  }
  .fm-footer-links {
    justify-content: flex-start;
    gap: 4px 24px;
  }
  .fm-disclaimer {
    text-align: left;
  }
}

@media (prefers-reduced-motion: reduce) {
  .fm-page *,
  .fm-page *::before,
  .fm-page *::after {
    animation: none !important;
    transition: none !important;
    scroll-behavior: auto !important;
  }
}