.nc-picture{--np-navy:#062d3f;--np-gold:#fc3;background:#faf8f3;color:#475569;font-family:Inter,Arial,sans-serif;font-size:18px;line-height:1.6;letter-spacing:0;padding-top:68px}.nc-picture *{box-sizing:border-box;letter-spacing:0}.nc-picture h1,.nc-picture h2,.nc-picture h3{font-family:Georgia,'Times New Roman',serif;color:var(--np-navy);font-weight:700;line-height:1.16;margin:0}.nc-picture h2{font-size:34px}.nc-picture h3{font-size:25px}.nc-picture p{margin:14px 0}.nc-picture a{text-decoration:none;color:inherit}.np-wrap{max-width:1200px;width:calc(100% - 64px);margin:auto}.np-section{padding:64px 0}.np-centered{text-align:center;margin-bottom:28px!important}.np-hero{position:relative;color:white;background:linear-gradient(90deg,#062d3ff0 0%,#062d3fbb 35%,#062d3f22 70%,transparent),url('https://img.billlayneinsurance.com/i/2026/10/blue-ridge-ranch-home-at-dusk-1-yct385.webp') center/cover}.np-hero>.np-wrap{min-height:540px;display:flex;align-items:center;padding:48px 0}.np-hero-copy{max-width:650px}.np-hero h1{font-size:60px;line-height:1.08;color:white}.np-hero h1 span{color:var(--np-gold)}.np-hero-copy>p:not(.np-eyebrow){max-width:570px;font-size:18px;line-height:1.6;margin:22px 0}.np-eyebrow{font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:2px!important;margin:0 0 18px!important;color:white}.np-actions{display:flex;align-items:center;gap:16px;flex-wrap:wrap}.np-gold,.np-outline,.np-white{display:inline-flex;align-items:center;justify-content:center;gap:14px;min-height:52px;padding:14px 24px;border-radius:8px;font-size:16px;font-weight:700;line-height:1.4}.nc-picture .np-gold{background:var(--np-gold);color:var(--np-navy)}.np-outline{border:1px solid white;color:white;background:#062d3f30}.nc-picture .np-white{background:white;color:var(--np-navy)}.np-trust{display:flex;gap:24px;list-style:none;padding:0;margin:26px 0 0;font-size:13px}.np-trust li{display:flex;align-items:center;gap:9px}.np-trust svg{width:21px;height:21px;stroke:var(--np-gold)}.np-carriers{background:white;border-bottom:1px solid #e6e8e5;padding:22px 0}.np-carriers>.np-wrap{display:grid;grid-template-columns:240px 1fr;align-items:center;gap:24px}.np-carriers h2{font-size:20px;border-right:1px solid #d9dfdf;padding-right:16px}.np-logos{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:18px;align-items:center}.np-logos img{width:100%;height:58px;object-fit:contain}.np-comparison{display:grid;grid-template-columns:1fr 1fr;gap:24px}.np-card{background:white;border:1px solid #e6e8e8;border-radius:16px;padding:30px;box-shadow:0 4px 18px #062d3f05;display:flex;align-items:flex-start;gap:24px;min-width:0}.np-comparison .np-card{align-items:center}.np-large-icon{flex:0 0 95px}.np-large-icon svg{width:95px;height:95px;color:var(--np-navy);stroke-width:1.5}.np-large-icon svg .np-accent,.np-icon svg .np-accent{stroke:#b78514}.np-checks{list-style:none;margin:16px 0 0;padding:0;font-size:16px}.np-checks li{margin-top:10px;padding-left:30px;position:relative}.np-checks li:before{content:'\2713';position:absolute;left:0;top:2px;background:var(--np-gold);color:var(--np-navy);border-radius:50%;width:22px;height:22px;display:grid;place-items:center;font-size:14px;font-weight:700}.np-disclaimer{font-size:14px;text-align:center;margin:16px 0 0!important}.np-upload{position:relative;min-height:310px;display:flex;align-items:center;padding:40px;border-radius:16px;overflow:hidden;background:var(--np-navy);color:white}.np-upload-photo{position:absolute;inset:0;background:linear-gradient(90deg,#062d3ff5 0%,#062d3fe0 40%,#062d3f15 75%),url('https://img.billlayneinsurance.com/i/2026/10/navy-and-gold-insurance-upload-scene-3-v8xmqc.webp') center/cover}.np-upload-copy{position:relative;z-index:1;max-width:610px}.np-upload h2{color:white}.np-upload p{max-width:560px;margin:18px 0 24px}.np-white-band{background:white}.np-three{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}.np-three h3{font-size:23px}.np-three p{font-size:18px;margin:10px 0 0}.np-steps{list-style:none;padding:0;margin:0}.np-number{display:grid;place-items:center;width:48px;height:48px;flex-shrink:0;border-radius:50%;background:#faeac4;color:var(--np-navy);font-weight:800;font-size:22px}.np-icon{flex:0 0 46px}.np-icon svg{width:46px;height:46px;color:var(--np-navy);stroke-width:1.6}.np-faq details{border:1px solid #dde3e5;border-radius:8px;margin:12px 0;background:white}.np-faq summary{display:flex;align-items:center;justify-content:space-between;gap:20px;list-style:none;cursor:pointer;padding:16px 24px;min-height:60px;font-size:18px;font-weight:700;color:var(--np-navy)}.np-faq summary:after{content:'+';font-size:24px}.np-faq details[open] summary:after{content:'\2212'}.np-faq details p{margin:0;padding:0 24px 24px}.np-faq a{text-decoration:underline}.np-closing{background:linear-gradient(#062d3fcc,#062d3fe8),url('https://img.billlayneinsurance.com/i/2026/10/misty-blue-ridge-at-blue-hour-4-kws6gx.webp') center/cover;color:white;text-align:center;padding:56px 0}.np-closing h2{color:white}.np-closing .np-actions{justify-content:center;margin-top:24px}.np-closing svg{width:20px;height:20px}.np-closing p{font-size:14px;margin:22px 0 0}.nc-picture a:focus-visible,.nc-picture summary:focus-visible,.np-mobile-bar a:focus-visible{outline:3px solid #b78514;outline-offset:4px}.np-mobile,.np-mobile-bar{display:none}.mobile-dock,#sticky-quote-cta,.dock-spacer{display:none!important}
@media(min-width:768px) and (max-width:1100px){.np-hero h1{font-size:52px}.np-hero-copy{max-width:600px}.np-three .np-card{flex-direction:column;gap:16px;padding:24px}.np-carriers>.np-wrap{display:block}.np-carriers h2{border:0;text-align:center;margin-bottom:18px}.np-carriers h2 br{display:none}.np-comparison .np-card{gap:16px;padding:24px}.np-large-icon{flex-basis:60px}.np-large-icon svg{width:60px;height:60px}}
@media(max-width:767px){.nc-picture{padding-top:60px;padding-bottom:0}.np-wrap{width:calc(100% - 48px)}.nc-picture h2{font-size:28px}.nc-picture h3{font-size:23px}.np-section{padding:44px 0}.np-hero{background:#09243d}.np-hero:before{content:'';position:absolute;inset:0;background:url('https://img.billlayneinsurance.com/i/2026/10/carolina-foothills-ranch-at-dusk-2-q4nwb6.webp') center bottom/100% auto no-repeat}.np-hero>.np-wrap{position:relative;min-height:0;padding:30px 0 330px;display:block}.np-hero h1{font-size:38px;line-height:1.08}.np-hero-copy{max-width:none}.np-hero-copy>p:not(.np-eyebrow){margin:18px 0 24px}.np-eyebrow{font-size:11px;letter-spacing:1px!important}.np-actions{flex-direction:column;align-items:stretch;gap:12px}.np-hero .np-actions a{width:100%}.np-trust{gap:14px;flex-wrap:wrap;margin-top:24px;font-size:12px}.np-trust svg{width:18px;height:18px}.np-carriers>.np-wrap{display:block}.np-carriers h2{font-size:20px;text-align:center;border:0;padding:0;margin-bottom:20px}.np-carriers h2 br{display:none}.np-logos{grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.np-comparison,.np-three{grid-template-columns:1fr}.np-card{padding:24px;gap:18px}.np-large-icon{flex-basis:60px}.np-large-icon svg{width:60px;height:60px}.np-checks{font-size:16px}.np-mobile{display:inline}.np-centered{margin-bottom:24px!important}.np-upload{display:block;padding:28px 24px 230px;min-height:0}.np-upload-copy{max-width:none}.np-upload-photo{background:linear-gradient(#062d3f 0%,#062d3f 52%,transparent 72%),url('https://img.billlayneinsurance.com/i/2026/10/navy-and-gold-insurance-upload-scene-3-v8xmqc.webp') right bottom/auto 280px no-repeat}.np-upload .np-gold{width:100%}.np-faq summary{padding:16px;min-height:60px}.np-faq details p{padding:0 16px 20px}.np-closing{padding:44px 0}.np-closing .np-actions{max-width:420px;margin:24px auto 0}.np-mobile-bar{position:fixed;bottom:0;left:0;right:0;z-index:45;display:grid;grid-template-columns:1fr 1fr;background:#062d3f;color:white;padding-bottom:env(safe-area-inset-bottom);font:700 16px Inter,Arial,sans-serif}.np-mobile-bar a{min-height:56px;display:flex;align-items:center;justify-content:center;gap:10px}.np-mobile-bar a:first-child{background:#fc3;color:#062d3f}.np-mobile-bar svg{width:20px;height:20px}body{padding-bottom:calc(56px + env(safe-area-inset-bottom))}}
@media(max-width:359px){.np-hero h1{font-size:38px}.np-comparison .np-card{flex-direction:column}}
@media(min-width:1101px){.nc-picture .np-hero-copy{max-width:740px}.nc-picture .np-hero{background-position:right center}}
.nc-picture{font-weight:400}
.np-hero-copy>p:not(.np-eyebrow){font-weight:400}