Crashed in Elkin? Why MedPay is the Real Superhero for Your Wallet!

Picture this: You’re cruising down North Bridge Street, singing along to the radio, thinking about grabbing a bite downtown. Suddenly—SCREECH! BAM!

A fender bender near the Yadkin River bridge. Your neck snaps back. Your adrenaline spikes. The car is dented, but you're worried about something scarier: The hospital bill.

Enter Medical Payments Coverage (MedPay). Think of it as the secret financial airbag you didn't know you had.

What in the World is MedPay?

In the insurance world of North Carolina, MedPay is optional, but honestly? It shouldn't be. It’s a coverage on your auto policy that pays for reasonable and necessary medical expenses for you and your passengers after an accident.

Here is the kicker: It pays out regardless of who caused the accident. Whether you hit a patch of ice on the Blue Ridge Parkway or someone rear-ends you at a stoplight in Surry County—MedPay checks cut through the red tape.

Why It’s Better Than Your Health Insurance

Most people in the Triad say, "Bill, I have health insurance! I don't need this!"

WRONG. Here is why MedPay is the ultimate sidekick:

The "Pedestrian" Power-Up 🏃‍♂️

Here is a fun fact to impress your friends at the next Elkin valley get-together: MedPay follows the person, not just the car.

If you are walking your dog in the neighborhood or riding your bike through the trails and you get hit by a car? Your auto MedPay kicks in. It’s like having a forcefield around your wallet, even when you aren't driving.

Don't Let a Wreck Wreck Your Bank Account

For the price of a couple of coffees a month, you can add $1,000, $5,000, or even more in MedPay coverage. It’s the cheapest peace of mind you can buy in North Carolina.