Discount Checker Find Your Savings
Discover all available home insurance discounts and calculate your potential savings instantly
How to Use This Tool
Check all discounts that apply to your situation. We'll calculate your potential savings and provide an action plan to claim each discount. Most homeowners miss out on hundreds of dollars in savings by not knowing about all available discounts!
Security System
Professionally monitored burglar alarm system
Smoke Detectors
Hard-wired smoke detectors throughout the home
Fire Extinguisher
Accessible fire extinguisher in home
Deadbolt Locks
Deadbolt locks on all exterior doors
Impact-Resistant Roof
Class 4 impact-resistant roofing materials
Multi-Policy Discount
Bundle home and auto insurance with same company
Claims-Free Discount
No claims filed in the past 3-5 years
Loyalty Discount
Customer for 3+ years with same insurer
New Customer Discount
First-time customer with the insurance company
Automatic Payment
Set up automatic premium payments
New Home Discount
Home built within the last 10 years
Recent Updates
Major updates to plumbing, electrical, or HVAC in last 10 years
Gated Community
Home located in a gated or secured community
Fire-Resistant Materials
Fire-resistant roofing, siding, or construction materials
Energy Efficient Features
Energy Star appliances, efficient HVAC, or green building certification
Senior Citizen Discount
Age 55+ or retired status
Military/Veteran Discount
Active duty, reserve, or veteran military service
Professional Group
Member of teachers, engineers, or other professional associations
Alumni Discount
Graduate of select colleges or universities
Good Credit Score
Credit score of 700+ (varies by state)
Hurricane Preparedness
Storm shutters, safe room, or hurricane straps
Wind Mitigation
Wind-resistant features or building code compliance
Building Code Compliance
Built to or exceeds current NC building codes
Ready to Claim Your Discounts?
Contact Bill Layne Insurance Agency to review your policy and start saving money today
1283 N Bridge St, Elkin, NC 28621
Save@BillLayneInsurance.com