Foremost Insurance
North Carolina Expert
Specializing in mobile home, RV, and specialty property insurance. Foremost covers what others won't – protecting your unique lifestyle.
Why Choose Bill Layne Insurance Over 1-800-FOREMOST?
Real local service makes all the difference
Personal Service
Talk to a real person who knows NC insurance laws
Claims Advocacy
We fight for you when you need to file a claim
Bundle & Save
Combine with other carriers for maximum savings
Local Expertise
We know NC's unique coverage needs
Foremost Specializes In
- Mobile & Manufactured Homes
- RVs & Travel Trailers
- Motorcycles & ATVs
- Boats & Watercraft
- Vacant & Seasonal Homes
- Rental Properties
NC Coverage Areas
- • Western NC Mountains
- • Piedmont Region
- • Charlotte Metro
- • Research Triangle
- • Eastern NC
- • Coastal Areas
Foremost Insurance Products for North Carolina
Comprehensive coverage for properties and vehicles that other insurers often decline.
Mobile Home Insurance
Protect your mobile or manufactured home with comprehensive coverage designed for your lifestyle.
- • Replacement cost coverage
- • Personal property protection
- • Liability coverage
- • Additional living expenses
RV & Travel Trailer
Full-time or recreational RV coverage with specialized protection for your home on wheels.
- • Total loss replacement
- • Emergency expense coverage
- • Personal effects coverage
- • Vacation liability
Motorcycle & ATV
Comprehensive coverage for motorcycles, ATVs, and other recreational vehicles.
- • Collision & comprehensive
- • Custom parts coverage
- • Safety apparel coverage
- • Roadside assistance
Boat & Watercraft
Protection for boats, jet skis, and personal watercraft on NC's lakes and coast.
- • Hull & motor coverage
- • Trailer coverage
- • On-water towing
- • Personal property
Coverage Designed for North Carolina
Weather Protection
- Hurricane & wind coverage for coastal properties
- Hail damage protection for Piedmont region
- Flood coverage options for all areas
Property Types
- Older mobile homes others won't insure
- Vacant and seasonal properties
- Non-standard construction homes
Foremost Claims Support
Report Claim
Call anytime, 24/7 support available
We Advocate
Your local agent fights for you
Fast Settlement
Quick, fair claim resolution
What Our Foremost Customers Say
"Bill found us Foremost coverage for our older mobile home when no one else would insure it. Saved us hundreds compared to the state plan!"
Mike & Linda H.
Wilkes County
"Our RV is our second home. Foremost gave us full-timer coverage at a great price. Bill made it so easy!"
The Robertsons
Traveling from Elkin
Ready for Your Foremost Insurance Quote?
Get coverage for properties and vehicles that others won't insure. Local service, better rates.
Bill Layne Insurance
1283 N Bridge St, Elkin, NC 28621
Mon-Fri 9AM-5PM